APAG: New Rule May End Banking Discrimination Against Performers

APAG: New Rule May End Banking Discrimination Against Performers

LOS ANGELES — The Adult Performance Artists Guild (APAG) has released a statement about rule changes in the banking industry that may affect adult performers.

This is the statement by APAG:

Yesterday the Office of the Comptroller of the Currency (OCC) released its finalized rule to ensure fair access to banking, and this may change the way that banks are allowed to treat legalized sex workers.

Adult workers have faced occupational discrimination lead by the banking industry since Operation Choke Point was put in place. This policy, that blocked banking access for high-risk accounts, would affect performers even when those workers didn’t violate banking policies or accounting rules.

Performers and adult businesses have famously lost bank accounts from institutions such as Bank of America, City Bank, Paypal, Square and Chase.

“The rule codifies more than a decade of OCC guidance stating that banks should conduct risk assessment of individual customers, rather than make broad-based decisions affecting whole categories or classes of customers when provisioning access to services, capital and credit” (reported from OCC.gov).

"As Comptrollers and staff in previous administrations have made clear in speeches, guidance, and testimony, banks should not terminate services to entire categories of customers without conducting individual risk assessments,” said Acting Comptroller of the Currency Brian P. Brooks. “It is inconsistent with basic principles of prudent risk management to make decisions based solely on conclusory or categorical assertions of risk without actual analysis. Moreover, elected officials should determine what is legal and illegal in our country.”

This news released today is a major move towards ending banking discrimination against our community. We are looking into how this could affect payment processors such as Paypal, Venmo, Square, and other banking services as they deny adult workers from using their services as customers.

As we continue to push our fight forward, the Adult Performance Artists Guild will continue to work to make occupation a protected class.

We are fighting to make occupational discrimination illegal. 

For more information, visit APAGunion.com and follow them on Twitter.

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