opinion

VISA Regulations: Unfair?

Recently, Visa passed regulations that hold Sponsors accountable for the actions of their webmasters. In viewing responses on the issue, the opinion is largely negative with Sponsors feeling this is totally unfair and unreasonable. Their feeling is understandable, but is this latest action really unreasonable or unfair?

Could this be the swift kick in the ass Sponsors needed to buckle down and work on their programs? Is this the proverbial "elbow to the ribs" going to force Sponsors to make their program requirements strict enough to weed out unscrupulous webmasters, appeal to those willing to work and do so within required operating guidelines, to provide them with the content, text, web presence or the advertising guidelines with which to promote them and to go back and check those webmasters to verify compliance (properly placed links, appropriate text, keywords and content)? More importantly, why haven't they been doing these things?

I find it surprising the number of Sponsor programs that leave everything (including searching their sites for half an hour to get linking code) to the Webmaster. I realize the Internet world is very fast paced - here today, gone tomorrow. So, the more automated you can make this revenue source, the better, right? In the past, perhaps, but the present and future are showing this is not the way to go. Leaving advertising solely up to the webmaster, a stranger with whom you've no relationship and owes you nothing, opens a gaping hole in your business out of which may come a huge hand slapping you with fines, pulling and/or banning your sites and effectively taking your revenue.

Who needs or wants that? My guess is no one; not one person will stand up and say: “Here, come get my cash! I don't really need it anyway.” The only downside I see to this requirement is the Sponsor having to expend extra energy to work his/her program. Yeah, we know it's a pain. The luxury of doing business online is supposed to be automation. Having an affiliate program is supposed to be a "hands free" way of making money. Perhaps it can remain "hands free" or virtually "hands free" by removing this responsibility from the Sponsor or developing automated methods of verifying Webmaster compliance.

Ok, you say, how exactly can this be accomplished? What is your solution?

Solution 1: Auto Script
I'm, by no means, technically savvy, but I believe the team of coders and scripters we have within our adult community could develop a script that would scan each site within their program for compliance based upon parameters that were both preinstalled and stipulated by the Sponsor. In this scenario, the only real involvement would not come into play unless a webmaster site was returned in your search as non compliant in some manner, i.e. “illegal keywords,” no reciprocal links, linking to inappropriate or illegal content. The possibilities with such software are endless.

Solution 2: Webmaster/Sponsor Network
Seeing the latest developments in the adult industry, there is a growing need for a centralized location to bring together, qualify, develop and nurture Sponsor/Webmaster relationships.

To fill this need, TabooRevenue.com has started to develop an adult version of mainstream networks such as Be Free, LinkShare and Commission Junction. This network is different from mainstream networks in that it goes a step beyond by qualifying webmasters (affiliates). This webmaster qualifying process will be handled by TabooRevenue.com and holds a very definitive benefit for the Sponsor in that it will serve to weed out unscrupulous webmasters who may cheat or refer fraudulent sales or those that will result in chargebacks.

The intent is to help them and the webmasters comply with Visa regulations and remove the fear of having sites banned or pulled completely. TabooRevenue will assume the responsibility of monitoring Webmaster sites to ensure they remain in compliance, which effectively reduces the Sponsors hands on involvement in this added process.

Will either of these solutions really work? The ASACP has been using a similar script to scout and track alleged child porn sites with seeming success; and the preliminary response to TabooRevenue has been overwhelming. I would say, with the assistance of my "Magic 8 Ball," that the "outlook is good."

Copyright © 2024 Adnet Media. All Rights Reserved. XBIZ is a trademark of Adnet Media.
Reproduction in whole or in part in any form or medium without express written permission is prohibited.

More Articles

opinion

How to Halt Hackers as Fraud Attacks Rise

For hackers, it’s often a game of trial and error. Bad actors will perform enumeration and account testing, repeating the same test on a system to look for vulnerabilities — and if you are not equipped with the proper tools, your merchant account could be the next target.

Cathy Beardsley ·
profile

VerifyMy Seeks to Provide Frictionless Online Safety, Compliance Solutions

Before founding VerifyMy, Ryan Shaw was simply looking for an age verification solution for his previous business. The ones he found, however, were too expensive, too difficult to integrate with, or failed to take into account the needs of either the businesses implementing them or the end users who would be required to interact with them.

Alejandro Freixes ·
opinion

How Adult Website Operators Can Cash in on the 'Interchange' Class Action

The Payment Card Interchange Fee Settlement resulted from a landmark antitrust lawsuit involving Visa, Mastercard and several major banks. The case centered around the interchange fees charged to merchants for processing credit and debit card transactions. These fees are set by card networks and are paid by merchants to the banks that issue the cards.

Jonathan Corona ·
opinion

It's Time to Rock the Vote and Make Your Voice Heard

When I worked to defeat California’s Proposition 60 in 2016, our opposition campaign was outspent nearly 10 to 1. Nevertheless, our community came together and garnered enough support and awareness to defeat that harmful, misguided piece of proposed legislation — by more than a million votes.

Siouxsie Q ·
opinion

Staying Compliant to Avoid the Takedown Shakedown

Dealing with complaints is an everyday part of doing business — and a crucial one, since not dealing with them properly can haunt your business in multiple ways. Card brand regulations require every merchant doing business online to have in place a complaint process for reporting content that may be illegal or that violates the card brand rules.

Cathy Beardsley ·
profile

WIA Profile: Patricia Ucros

Born in Bogota, Colombia, Ucros graduated from college with a degree in education. She spent three years teaching third grade, which she enjoyed a lot, before heeding her father’s advice and moving to South Florida.

Women In Adult ·
opinion

Creating Payment Redundancies to Maximize Payout Uptime

During the global CrowdStrike outage that took place toward the end of July, a flawed software update brought air travel and electronic commerce to a grinding halt worldwide. This dramatically underscores the importance of having a backup plan in place for critical infrastructure.

Jonathan Corona ·
opinion

The Need for Minimal Friction in Age Verification Technology

In the adult sector, robust age assurance, comprised of age verification and age estimation methods, is critical to ensuring legal compliance with ever-evolving regulations, safeguarding minors from inappropriate content and protecting the privacy of adults wishing to view adult content.

Gavin Worrall ·
opinion

Account-to-Account Payments: The New Banking Disruptor?

So much of our industry relies upon Visa and Mastercard to support consumer payments — and with that reliance comes increased scrutiny by both brands. From a compliance perspective, the bar keeps getting raised until it feels like we end up spending half our time making sure we are compliant rather than growing our business.

Cathy Beardsley ·
profile

WIA Profile: Samantha Beatrice

Beatrice credits the sex positivity of Montreal for ultimately inspiring her to pursue work in adult entertainment. She had many friends working in the industry, from sex workers to production teams, so it felt like a natural fit and offered an opportunity to apply her marketing and social media savvy to support people she truly believes in and wants to see succeed.

Women In Adult ·
Show More