MobiusPay
How to Thwart Holiday Fraudsters With Finesse
The holiday season is a prime time for shopping. Unfortunately, it’s also peak season for credit card fraud. With increased transactions both online and in-store, fraudsters have more opportunities to exploit vulnerabilities — and they are getting better at it every day.
How Adult Website Operators Can Cash in on the 'Interchange' Class Action
The Payment Card Interchange Fee Settlement resulted from a landmark antitrust lawsuit involving Visa, Mastercard and several major banks. The case centered around the interchange fees charged to merchants for processing credit and debit card transactions. These fees are set by card networks and are paid by merchants to the banks that issue the cards.
Creating Payment Redundancies to Maximize Payout Uptime
During the global CrowdStrike outage that took place toward the end of July, a flawed software update brought air travel and electronic commerce to a grinding halt worldwide. This dramatically underscores the importance of having a backup plan in place for critical infrastructure.
Maintaining Payment Processing Compliance When the Goalpost Keeps Moving
VIRP is the new four-letter word everyone loves to hate. The Visa Integrity Risk Program went into effect last year, and affects several business types — including MCC 5967, which covers adult and anything else with nudity, and MCC 7273, dating services that don’t allow nudity.
Understanding Visa's New Risk Rules for Age Verification
Visa has recently implemented new rules regarding age verification for certain types of transactions. These rules are designed to enhance security and reduce fraud, particularly for transactions involving age-restricted products or services. Here’s what merchants need to know about these changes.
Unpacking the Payment Card Industry's Latest Data Security Standard
The Payment Card Industry Data Security Standard (PCI DSS) is a set of requirements and guidelines that apply to all businesses that accept credit card payments, and is designed to ensure the security of those transactions.
Bridging Generational Divides in Payment Preferences
While Baby Boomers and Gen Xers tend to be most comfortable with the traditional payment methods to which they are accustomed, like cash and credit cards, the younger cohorts — Millennials and Gen Z — have veered sharply toward digital-first payment solutions.
Navigating Fraud Prevention in Credit Card Transactions
In the digital age, credit card transactions are essential to global commerce, providing unmatched convenience for consumers and businesses alike. With this convenience, however, comes the risk of credit card fraud, which can result in considerable financial losses and harm brand reputation.
Upcoming Visa Price Changes to Registration, Transaction Fees
Visa is updating its fee structure. Effective April 1, both the card brand’s initial nonrefundable application fee and annual renewal fee will increase from $500 to $950. Visa is also introducing a fee of 10 cents for each settled transaction, and 10 basis points — 0.1% — on the payment volume of certain merchant accounts.
Finding the Right Payment Partner
Whenever I am talking with businesses that are just getting started, one particular question comes up a lot: “How do I get a merchant account?” It’s a simple question, but it has a complicated answer.
New Year, New Tools for Tackling Chargebacks
Happy New Year! Looking back, 2023 saw some important developments for the industry. Visa lowered the limit on credit card surcharges to 3%, AI continued growing fast and Mastercard published an update to its Business Risk Assessment and Mitigation (BRAM) program.
Guard Against Credit Card Fraud During the High Season of Sales
Along with the spike in sales, however, December also sees an unfortunate increase in credit card fraud. In this article, we will explore why that is, as well as provide tips on how to safeguard your business and customers against potential threats.
Ensuring Subscription Billing Is a Win-Win for Businesses, Customers
Subscription billing is one of the fundamental cornerstones of our industry. Marketing practices and processing technologies have evolved, but the basic concept has remained unchanged.
MobiusPay Receives 'Power Partner Award' From Inc. Magazine
Online payment processor MobiusPay has landed a spot on Inc. Business Media's second annual Power Partner Awards list.
Unveiling the Future With Mastercard's New AI Rules
As technology advances at an unprecedented pace, the role of artificial intelligence (AI) in driving innovation across industries has become crucial. The financial services sector, in particular, has recognized the potential of AI to improve efficiency, accuracy and customer experience.
The Ins and Outs of Payment Gateways
Online transactions have become an integral part of our daily lives — and payment gateways play a vital behind-the-scenes role in ensuring these transactions are seamless and secure.
MobiusPay COO Jonathan Corona Masterminds Processing, Compliance
For Jonathan Corona, 2023 marks two decades in the adult industry. Over the past 20 years, he has ascended to the role of chief operating officer for acclaimed high-risk payment processor MobiusPay and become a regular at trade shows, where he offers hard-won wisdom on panels.
In Payment Processing, Dishonesty Can Cost You
In a world saturated with misinformation and deceit, knowing the truth is paramount. This is doubly true in finance and banking, where maintaining credibility is essential.
Increasing Conversions on Your Payment Page
Your payment page is the moment of truth for each person who visits your website. It’s the final chance for them to decide whether they want to remain just a visitor or become a paying customer.
Verifying and Monitoring User-Generated Content
Cam and fan site operators have a responsibility to know their content providers and performers. Accusations of underage or unverified individuals appearing on screen can be highly detrimental to a business.